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Home > Financial Resource Center Home > Consumer Resources > Don't Be Scammed by Fake IRS Communications

Don't Be Scammed by Fake IRS Communications

Scams involving fake IRS communications are unfortunately common, especially during tax season. Scammers use various tactics to deceive individuals into providing personal information or making payments. Here are some key tips to help you recognize and protect yourself against these scams:

1. Know How the IRS Communicates

  • Official Communication: The IRS typically initiates contact with taxpayers through the mail, not by phone or email. If you receive a call, email, or text message claiming to be from the IRS, be suspicious.
  • Written Notices: The IRS sends written notices for any issues regarding taxes owed, refunds, or audits. Always wait for an official letter in the mail before taking any action.

2. Verify Authenticity

  • Check for Signs of Scams: Common signs include poor grammar, threats, or requests for immediate payment. The IRS will never demand payment via prepaid debit cards, gift cards, or wire transfers.
  • Contact the IRS Directly: If you receive suspicious communication, do not respond directly. Contact the IRS at their official phone number (1-800-829-1040) to verify the legitimacy of the communication.

3. Beware of Impersonation Threats

  • Taxpayer Information: Scammers may impersonate IRS agents, claiming that you owe taxes and threatening arrest or legal action if you do not pay immediately. Remember, the IRS will not threaten you; they will provide a formal notice and the opportunity to discuss any debt.
  • Fake Calls and Voicemails: If you receive a call claiming to be from the IRS, do not provide any personal information. Hang up and call the IRS back using an official number.

4. Handle Emails Cautiously

  • Phishing Attempts: The IRS does not initiate contact via email. If you receive an email that appears to be from the IRS asking for personal information or directing you to a website, do not click any links or provide information.
  • Report Phishing Attempts: If you suspect an email is a phishing attempt, forward it to the IRS at phishing@irs.gov.

5. Protect Your Personal Information

  • Secure Your Information: Be cautious about sharing your Social Security number, bank account details, or other sensitive information. Only provide such information through secure channels.
  • Use Strong Passwords: Strengthen your online accounts with robust passwords and two-factor authentication wherever possible.

6. Know Your Rights

  • Taxpayer Bill of Rights: Familiarize yourself with your rights as a taxpayer, which are outlined in the IRS’s Taxpayer Bill of Rights. This can help you recognize when an IRS communication does not seem legitimate.

7. Monitor Financial Accounts

  • Check Your Accounts Regularly: Keep an eye on your financial statements and credit reports for any suspicious activities. Early detection can help mitigate damage.
  • Consider Identity Theft Protection: Using a credit monitoring service can alert you to potential identity theft.

8. Report Scams

  • If you encounter a suspected scam, report it to the IRS via the IRS Impersonation Scam Reporting page. Additionally, report it to the Federal Trade Commission (FTC) at reportfraud.ftc.gov.


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