Budget-Friendly Travel Tips for Credit Union Members

1. Start with a Travel Savings Plan

The best trips begin with a solid plan. Set up a dedicated vacation savings account and automate deposits. Even small contributions add up over time. We offer high-yield savings options to help your money grow faster.

2. Take Advantage of Member Rewards

If you have a credit union debit or credit card, check for travel rewards programs. Points can often be redeemed for flights, hotels, or rental cars. Using your card for everyday purchases can help you rack up rewards for your next adventure.

3. Avoid Hidden Fees

International travel can come with unexpected costs like foreign transaction fees. Before you go, ask about credit union cards with no international fees or partner networks that reduce ATM charges abroad. A little preparation can save you a lot.

4. Travel Off-Peak

Timing is everything. Traveling during off-peak seasons can mean lower airfare, cheaper accommodations, and fewer crowds. Consider mid-week flights or destinations that are less popular during certain months.

5. Use Budget-Friendly Booking Tools

Compare prices across multiple platforms and set alerts for fare drops. Apps and websites like Skyscanner or Hopper can help you snag deals. Pair these tools with your credit union’s low-interest travel loan options if you need a little extra funding.

6. Embrace Local Experiences

Skip the pricey tourist traps and explore local markets, parks, and free attractions. Not only will you save money, but you’ll also experience the authentic culture of your destination.

7. Protect Your Trip

Unexpected events happen. Consider travel insurance for peace of mind. Check what’s available to you.

Ready to Start Planning?

Your credit union is here to help make your travel dreams a reality—without the financial stress. From savings accounts to travel-friendly cards, we’ve got the tools you need to explore the world on a budget.