- Why You Should Freeze Your Credit—and How to Do It
A credit freeze restricts access to your credit report, making it much more difficult for identity thieves to open new accounts in your name. Credit freezes are free, can be turned on and off when needed, and are one of the most effective ways to protect yourself from identity theft. Let's explore what a credit freeze is, why it matters, and how to set one up.
- Digital Wallets 101: Are They Safe and Should You Use One?
Let's take a closer look at how digital wallets work, their benefits, and what you can do to protect your information.
- How to Recognize—and Avoid—Predatory Lending
Predatory lending is when a lender uses unfair, deceptive, or abusive practices—such as extremely high interest rates, hidden fees, or pressure tactics—to take advantage of borrowers. You can avoid it by knowing the warning signs, comparing options, and choosing trusted lenders like your credit union.
